You might know SOCSO, do you know what it covers? We have
made it easier for you to understand the basics of SOCSO and why it is
important for you to read.
What is SOCSO?
When you look at your salary list every month, you see that
a portion of your salary is issued and then contributes to SOCSO. Like the EPF
contribution, your employer must contribute to you.
The Social Security Organization (SOCSO), also known as
Parkeso, is a government organization established to enforce and manage social
security schemes under the Employee Social Security Act which, in addition to
providing Social Security protection for employees and their dependents.
It is a crime if the employer does not contribute to SOCSO
on behalf of their employees. Make sure your employer contributes on your
behalf, you can verify your position in the SEMAC or SOCSO branch.
The level of contribution of SOCSO will depend on your salary. For details on how
much you and your company contributed, click here.
SOCSO announced that it will increase its pension rate on
November 8, 2017, this will be borne by the Work Injury Scheme and the in
valuation Scheme. As a result of this increase, SOCSO will provide
extraordinary adjustments to pensions to eligible SOCSO recipients starting
December 2. Payment will be made to current SOCSO recipients:
- Permanent disability benefits
- Benefits of dependency
- Pension depreciation
- Pension fund
So, if you or your family member is the recipient of all of
the above, make sure the pension payments received in December will reflect the
increases announced by SOCSO.
What are the benefits
of SOCSO?
There are two schemes under SOCSO, namely, the Work Injury
Scheme and the valuation Scheme. The Employment Injury Scheme is for
temporary disability which serves to disqualify an employee for less than 4
days and care continues until the employee is fully healthy.
Benefits based on the Work Injury Scheme are:
- Treatment facilities
- Temporary disability benefits
- Permanent disability benefits
- Allowance for continuous attendance
- Facilities for physical and vocational rehabilitation
- Return to program
- Benefits of Dependents
- Funeral benefits
- Educational benefits
As with the Invalidation Scheme, it is permanent as an
injury and is unlikely to be cured as a result of lost income by losing at
least 1/3 of the capacity of a normal healthy person.
Benefits under the Invalidation Scheme are:
- Pension depreciation
- Depreciation Grants
- A constant presence allowance
- Pension fund
- Funeral benefits
- Facilities for physical or vocational rehabilitation and dialysis
- Return to program
- Educational benefits
Aside from coverage, you may also be eligible to get a FREE
Health Examination! Under the SOCSO Health Check Program (HSP), SOCSO members
aged 40 years or older have the right to undergo a free examination. HSP will
screen for diseases such as cardiovascular disease, diabetes, and cervical
cancer and breast cancer. However, screening can only be done at registered
panel clinics.
On February 28, 2016, it was reported that only 1 in 2.5
million SOCSO members were entitled to a free health check-up that used it. So,
if you are entitled to a free health test, you are advised to use it.
Why is SOCSO
Important?
SOCSO The main reason why it is very important for you is
because it is there to protect you, as well as provide compensation to you if
you suffer from work-related injuries. This means that medical care, even any
work-related injuries, will be covered by SOCSO, followed by treatment.
So for example, if an employee suffers a permanent injury or
needs physical care as a result of an injury, it will be covered by SOCSO. This
will include physiotherapy, reconstructive surgical treatment, prosthetic limbs
and artificial equipment such as wheelchairs and hearing aids.
Keep in mind that even after a meal break at work (meal
breaks permitted), you can also file a compensation claim.
How do you submit a
SOCSO claim?
You can submit a claim to SOCSO when you were injured at
work, or when you were out of work or when you were out of work. (Form 10) must
be submitted to SOCSO.
You will need to submit a punch card or attendance record,
medical certificate and a copy of your identity card to the SOCSO branch. If
you have an accident during work or travel, you will need to submit additional
police reports and a sketch map of the route taken during the accident.
Additional information
you must know about SOCSO
Previously, employees earning just over RM3,000 a month were
eligible for SOCSO coverage and were subject to the 'always in-one-time
policy'. But after the amendments, employees earning a total monthly RM1.5
salary will also be eligible for SOCSO coverage. Effective June 1, 2016, the
Social Security Employees Act of 1969 was amended as follows:
The "always one-time" policy doesn't work. All
employees employed under a job contract or with a salary of RM4,000 or below
must be registered as an apprentice and contribute to SOCSO
Employers must file Form 2 (Employee Registration Form) for
employees without SOCSO coverage and submit it to the nearest State Director or
Manager Office.
Temporary employees or part-time employees also need to be registered with SOCSO if their salary is below RM1.5. If you are
a part-time worker and your employer fails to contribute to SOCSO regardless of
your age, this is a crime.
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